Today, the Federal Housing Finance Agency (FHFA) announced the 2026 multifamily loan purchase caps for Fannie Mae and Freddie Mac will increase to $88 billion each for a total of $176 billion, up from $146 billion this year.
Both Freddie Mac and Fannie Mae remain focused on mission-driven housing with an eye toward affordability, access, and sustainability. The FHFA stated that they will be monitoring the multifamily mortgage market and will review mission-driven requirements throughout the year, but FHFA will not reduce the size of the caps.
Berkadia’s partnerships with Fannie Mae and Freddie Mac on preserving affordability in workforce housing helped lead to new products, and the 2026 FHFA Scorecard’s emphasis on workforce housing builds on our expertise. Berkadia is looking forward to continuing to work with our agency partners to fulfill their goals and meet their mission-driven and affordable housing needs.
As the country’s largest originator of multifamily GSE loans*, Berkadia is thrilled by this announcement. The company is committed to advancing this initiative in partnership with the FHFA, Fannie Mae, and Freddie Mac. Berkadia’s involvement underscores its dedication to supporting affordable housing solutions and contributing to the broader goal of housing stability.
Reach out to a Berkadia Mortgage Banking professional today to discuss your financing needs.
*Based on Berkadia’s combined total production volumes released by Fannie Mae Multifamily ($6.25B) and Freddie Mac Multifamily ($7.2B) for 2024.