Mortgage Banking

Carolyn Whatley

Managing Director
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About

Carolyn Whatley, Managing Director in Berkadia’s Jupiter Mortgage Banking office, joined Berkadia in 2019 specializing in FHA/HUD lending. Carolyn has specialized in originating FHA insured (HUD) transactions for market rate, workforce and affordable housing properties nationwide for more than 20 years.

Ms. Whatley is a 25+ year veteran of the mortgage banking and apartment development industry. She has closed over $1 billion in multifamily, senior housing, healthcare, and commercial real estate loans, encompassing 43 states. Her successes have included closings for refinance, acquisition, new construction, sub-rehab, market rate, low-income housing tax credit, historic tax credit and tax-exempt bond transactions. She has experience with Fannie Mae, Freddie Mac, conduit, and municipal pension fund placements. For 13 years, Carolyn served as a principal with The MIG Companies where she was responsible for their national multifamily construction lending platform. During her career, Carolyn has been recognized as a top producer on multiple occasions and recognized by her peers as a leader.

Carolyn is proud to represent the industry by serving as an active member on the board of the Southeast Mortgagee Advisory Council (SMAC) since 2009, including a term as its president.

Affiliations & Memberships

  • Board Member Emeritus & Past President, Southeast Mortgagee Advisory Council (SMAC)
  • CREW Treasure Coast
  • CREW Miami
  • National Housing & Rehabilitation Association (NH&RA)
  • GA Affordable Housing Coalition (GAHC)
  • Mortgage Bankers Association (MBA)
  • Coalition of Attainable Housing Providers of Florida, Inc. (CAHP)

Awards & Notability

  • 2023 Connect CRE’s Florida & Gulf Coast Women in Real Estate
  • 2021 Connect CRE’s National Top 10 Women in Real Estate
  • 2005 Love Funding Top Producer

Industry Specializations & Skills

  • ​​Bond Structured Financing
  • ​​FHA/HUD
  • ​​LIHTC
  • ​​Market-rate Housing
  • ​​Multifamily Housing
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