Costa has experience in both affordable housing lending and multifamily lending. Prior to joining Berkadia, Mr. Canavos served as a senior vice president and real estate lending manager for Virginia Community Capital.   VCC provides innovative and flexible financing for various affordable housing and commercial developments throughout Virginia. Prior to joining VCC, Costa served as a Community Housing Officer with the Virginia Housing Development Authority. In that role, he worked with local governments and developers  promoting mixed-use/mixed-income projects that helped to spur revitalization in communities throughout Virginia.  Costa was instrumental in financing a large number of mixed-use/mixed-income developments in his eight years at VHDA.