Gemma Geldmacher is a Boston based Managing Director with Berkadia, specializing in multifamily debt financing with a focus on affordable, agency, and FHA/HUD transactions. She joined Berkadia in 2013 as a senior underwriter for FHA/HUD and has been in Mortgage Banking since 2016. Since then, she has financed $1.6 billion in multifamily and senior housing transactions, encompassing 80 properties. In the last two years, she held the distinction of being the top 1 or 2 FHA/HUD mortgage bankers within Berkadia’s #1 ranked FHA/HUD team.
Ms. Geldmacher brings over 20 years of experience in the commercial real estate industry prior to moving to her loan origination role, including 8 years as an underwriter focusing on multifamily agency and HUD finance, as well as other non-multifamily finance underwriting experience and positions in property management and consulting.
Ms. Geldmacher holds a Bachelor of Arts in English and Theater Arts from Bowdoin College in Brunswick, ME. She is and has been involved in many worthy local and national industry organizations, including WAHN (Women’s Affordable Housing Network), CHAPA (Citizens’ Housing and Planning Association), NH&RA, Mortgage Bankers Association, Mortgage Action Alliance, and CREW Boston. She lives in Hingham, MA with her husband and daughter.
















